Community Transformation

A mortgage is the sum of money that a person borrows from a lender and pay off on a monthly basis with the intention of buying a real estate property. There are many lenders out there offering different rates and costs. Some are better than others because they offer their clients so much more. However, […]

The rise of smart home technology has made the lives of many Americans easier and more efficient. Your Internet-connected devices, such as your TV, security cameras, smart locks, and smart thermostats, can help make your life more convenient. However, they can also make you and your home vulnerable to cyberattacks. With most of your home

Air pollution is a bigger global killer than smoking. In the UK and other parts of the world, it affects health and cuts lives short. The UK economy incurs over £20 billion yearly because of it. Thankfully, the government is doing their part in mitigating the problem. A new Environment Act is in the works, and

Following the announcement that the coronavirus has hit our shores, Americans were sent back to their homes in hopes of mitigating the effects of the pandemic. Because of this, thousands of businesses and establishments were forced to close shop except for those deemed essential businesses such as groceries, food shops, drug stores, and delivery services,

Growing your investment portfolio is a great way to collect more assets. It’s an effective way to generate more income and improve your finances. Unfortunately, making an investment decision is not a simple task. You have to make sure that you’ve done a lot of research before diving into the actual investment process. Keep in

Your customers are the people that make and build your business. They are the reason you are making products and innovating services. With these dynamics in play, you know too well that building a lasting relationship with them is a priority. However, some business people do not realize it; they think that everything should be

The first question that people ask when they hear about life insurance is: “Do I need it?” The question should be: “Will someone suffer financially if you die tomorrow?” If the answer is yes, then you do need life insurance. Your beneficiaries can either be your spouse, kids, parents, or siblings. They can use the money from

The world teaches everyone a lot about success—that success is about standing on a pedestal as a leader. It is all about earning big money. It is all about having a stellar career. But this is not always the case. Success will always be subjective. Its form will depend on the person who lives the

Many can still remember those years when putting 20% down was the rule of the market. There is nothing wrong with a substantial down payment- it helps make the mortgage more affordable. As they say, only change remains constant. The mortgage market has changed a lot over the years such that the 20% rule no

It’s no secret that the planet is getting warmer at an alarming speed and this has been affecting various ecosystems on the planet. Anyone who denies this or simply doesn’t believe it must be blind. Global warming is a global concern, mainly because the cause of it is the planet’s primary resident: humanity. We should